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Financing constraints are one of the biggest concerns impacting potential and budding Gen-Y entrepreneurs around the world, who are armed with a hefty dose of optimism and pumping adrenalin. With high degree of demand uncertainty, all start-ups may not attract an angel fund or a venture capital fund to test your idea and its business viability. A growing business may not be interested to dilute its equity rather opt for bootstrapping to scale up its operations. It could be an issue of paying your employees and vendors when sales grow, and mind you, they grow fast when they do. Or that of pumping more capital into the business to increase your capacities to meet the growing demand of your products and services. Who else can invest in your idea, its validation, generating demand and scale it to new heights; except you? |
A Fund envisaged for acquiring fixed assets for business expansion.
A Fund for financing/part-financing entrepreneurs' working capital needs.
A Fund providing temporary working capital in unhealthy business climates.
CAPEX
30000per month |
OPEX
12000per month |
CONTINGENCY
20000per month |
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| Tenure (Months) | 30 | 25 | 30 | |||
| No. of Members | 30 | 25 | 30 | |||
| Fund Value (Rs.) | 9,00,000 | 3,00,000 | 6,00,000 | |||
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GROUPFUND SYMBOLIZES TRUSTYou can bank on our years of expertise
Group Fund provided me the additional capital – when I needed it the most – for expanding my business. Ever after, I never thought of chit funds the way I did! - K.P. Loknath, Builder.
With GroupFunds the purchase of any asset (car, house, gold, etc.) becomes easier because of the breaking-up of capital cost into smaller amounts. You can build the finance for your asset according to your convenience, advance planning, and repayment capacity. - K. Muralidhar , Project Manager, TCS, Hyderabad
GroupFund offers the best source of finance at lower interest rates, and also provides insurance against unforeseen contingencies. Unlike financial institutions, I can draw upon my fund for any purpose – education, marriage, religious function, spiritual tour, medical expenses, or just about anything! - Sridhar, Team Lead, Infosys
I always wanted to buy a high-end digital camera to pursue photography, but did not have enough money. I was skeptical about finance from banks. Group Fund provided me the necessary finance. Group Fund is not only reliable, transparent, and trustworthy, but obtaining finance when you need is hassle-free and quick, with minimum documentation. - Bharadwaj, Web Developer in TrendaSource
Group Fund lets your worry about car finance take a back seat, allowing you to occupy the box-seat! - S. Giridhar, Project Manager, SRAOSS
Getting a home loan is easy these days, but paying it back is a big problem. Group Fund allows me great flexibility in repaying my debt in small and easy installments. - G. Manohar, HR, Pegasys
When my daughter’s marriage got fixed, I was worried about arranging finance within a short period of time. Group Fund came to my rescue like a savior. I was also able to pay off the loan without any hassles. - S. Anand Swamy, Designer, OMS3
My daughter was very keen in pursuing her higher studies in medicine from abroad. Group Fund helped my daughter in realizing her dream. Unlike banks, I got the money I required without any documentation or delay. Group Fund gave me both joy and peace of mind. - M. Santoshi, HR, APS Associates
After my retirement, I was worried about my finances. But, thanks to Group Fund, all my worries have now been put on the back-burner! - K. Nandu, TL, Soft Tech
My mother fell sick suddenly and had to be hospitalized. She had to undergo a major operation of the spinal cord. I fell short of money and at that time, Group Fund gave my mother a new lease of life by providing the necessary finances. - M K. Mohan, Programmer, MMG